The Ultimate Credit Repair Software
Comprehensive software for Credit Repair Professionals, Debt Settlement Companies and Arbitration Firms.

Integrated Credit Report Partners

The Most Powerful Dispute Engine in the Industry
Import credit reports, select negative items, toggle bureaus, and generate AI-powered dispute letters — all from one screen. Nine built-in dispute workflows cover every scenario from bureau disputes to pre-arbitration demands.
- Bureau, Furnisher, Inquiry, Freeze & Personal Info dispute workflows
- ARB / Pre-Legal demand letters for arbitration escalation
- AI-powered letter generation with ChatGPT — custom opening & closing paragraphs
- Per-item bureau toggles for TransUnion, Experian & Equifax
- Round tracking to manage multi-round dispute campaigns
- Built-in reason codes for every dispute type
- Credit report import from monitoring accounts or annual reports
- Real-time credit report stats — positives, negatives, inquiries & deletions
- Full letter history and score tracker per client
Annual Credit Report Import
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Import Annual Credit Reports — Something No One Else Does
Credit Admiral is the only credit repair software that lets you import credit reports directly from AnnualCreditReport.com. No monitoring account required — your clients can pull their free annual reports and you can start disputing immediately.
- Direct import from AnnualCreditReport.com — no other software offers this
- No credit monitoring subscription needed to get started
- Automatically parse and load all negative items, inquiries & account data
- Works alongside credit monitoring imports for maximum flexibility
- Clients can use their federally guaranteed free annual reports
- Start disputes on day one — no waiting for monitoring account setup

A White-Label Portal Your Clients Will Love
Give every client their own branded portal to track progress, upload documents, sign agreements, and stay connected - all under your company's name.
- Fully branded with your logo and colors
- Required documents checklist and upload
- Digital client agreement signatures
- Live score progress tracker for clients
- Mobile & tablet friendly design

Get Paid Automatically — Every Time
Set up billing plans, schedule charges, and automate payments from one tab. Whether you bill monthly, per-deletion, or on custom schedules — Credit Admiral handles it so you never chase a payment again.
- Automatic, Manual, Collections, Small Claims, Bad Address & Escrow payment types
- Scheduled charges with one-time and monthly billing plans
- Pay-Per-Deletion (PPD) charging — bill entire balance or custom amounts
- Scheduled payments with import from payment charges
- Aging tracker — Current, 1-30, 31-60, 61-90, and 90+ day balances
- Invoice generation with email delivery and envelope creation
- Secure credit card storage for automatic payments
- Billing callback scheduling and notes per client



Run Your Business from Your Phone
Every plan includes a free Credit Admiral mobile app for your clients. Want your own branding? Upgrade to a white-label version — we handle the setup for you.
- Free Credit Admiral mobile app included
- White-label upgrade available with your own branding
- Live 2-way client messaging built in
- Clients can upload documents from their phone
- Score updates pushed automatically
- Available on iOS and Android
The Only Software with Built-In Arbitration
No other credit repair software offers integrated arbitration tools. Credit Admiral gives you AAA, JAMS, online notary, and debt settlement — all in one platform.
AAA Arbitration
File and manage American Arbitration Association cases directly from the platform.
JAMS Arbitration
Seamlessly handle JAMS dispute resolution with built-in templates and workflows.
One-Button Notary
Get documents notarized online with a single click — no appointments needed.
Debt Settlement
Integrated debt settlement tools to negotiate and resolve client debts efficiently.
Powerful Features for Every Workflow
From AI-powered disputes to automated billing, Credit Admiral has every tool you need to run and scale your credit repair business.
Dashboard
Real-time overview of your entire business — clients, disputes, revenue, and team performance.
AI Disputes
ChatGPT-powered dispute letter generation that creates personalized, effective dispute letters instantly.
Print & Mail
Send dispute letters directly from the platform — printed, folded, and mailed for you.
Workflows
Automated multi-step workflows that keep your dispute process running like clockwork.
SMS & Email
Built-in two-way communication center for client messaging via SMS and email.
Letter Library
Hundreds of proven dispute letter templates ready to customize and send.
Notes & Tasks
Keep detailed client notes and assign tasks to team members for seamless collaboration.
Affiliate Portal
Built-in affiliate management to track referrals, commissions, and grow your partner network.
Loved by Credit Repair Professionals
“Best credit repair software! Worth the price. They do an excellent job producing the CreditCon!”
Rebecca C.
Credit Repair Professional
“Great software to resolve your business daily hiccups.”
Ericka W.
Credit Repair Professional
“I might be the first Credit Admiral software user, I thinks its been 6 years now. Matt has always delivered a great credit repair software tool and is...”
Miles Magyar
Credit Repair Professional
Ready to Transform Your Credit Repair Business?
Every plan includes all features, arbitration tools, AI disputes, mobile app, and unlimited team members. Only pay for the clients you need.
Seaman
per month
Active Clients
- All Features Included
- Arbitration Tools
- AI Dispute Letters
- Free Mobile App
- Unlimited Team Members
Lieutenant
per month
Active Clients
- All Features Included
- Arbitration Tools
- AI Dispute Letters
- Free Mobile App
- Unlimited Team Members
Commander
per month
Active Clients
- All Features Included
- Arbitration Tools
- AI Dispute Letters
- Free Mobile App
- Unlimited Team Members
Captain
per month
Active Clients
- All Features Included
- Arbitration Tools
- AI Dispute Letters
- Free Mobile App
- Unlimited Team Members
All plans start with a $1 trial. No long-term contracts required.